Commercial Coverage
Commercial Insurance for Your Business
From small businesses to growing operations, Stokes Agency builds commercial coverage that protects your livelihood — so you can focus on running your business.
Your Business Deserves the Right Protection.
As an independent agency, we work with multiple top-rated commercial carriers to find the right coverage at the right price. We take the time to understand your business, your risks, and your budget — then build a policy that actually fits.
Business Owners Policy
A Business Owners Policy (BOP) bundles general liability and commercial property coverage into one affordable package — ideal for small to mid-sized businesses. It's the smart starting point for most business owners.
- General liability included
- Commercial property coverage
- Business interruption protection
- Customizable to your industry
General Liability
Protect your business from third-party claims of bodily injury, property damage, and personal injury. General liability is the foundation of any solid commercial insurance program.
- Bodily injury & property damage
- Personal & advertising injury
- Products & completed operations
- Medical payments coverage
Commercial Auto
If your business uses vehicles — whether a single work truck or a full fleet — commercial auto insurance keeps your drivers and assets protected on the road.
- Liability for business vehicles
- Collision & comprehensive
- Hired & non-owned auto coverage
- Fleet discounts available
Workers' Compensation
Workers' comp is required in most states and protects both your employees and your business when a workplace injury occurs. We'll make sure you're compliant and covered.
- Medical expense coverage
- Lost wage replacement
- Employer liability protection
- State compliance support
Industries We Serve
We work with businesses across a wide range of industries. If you don't see yours, reach out — we likely cover it.
Let's Protect Your Business
Tell us about your business and we'll find the right commercial coverage. No pressure, no jargon — just straightforward advice.